Earnings call compliance with the CMA
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Q4 2023 results earnings call
Saudi National Bank · Public call · first 3 minutes
Demo date, for illustration only.
- Date
- —
- Time
- — · Riyadh time
Starts in
How the call is conducted
- Live webcast, watched here in your browser
- Live transcript in Arabic and English
- Written questions to management during the call
- Recording and presentation published on this page afterwards

Live transcript
Presentation
Slide 1 of 3Q4 2023 results
Saudi National Bank
FY2023 earnings call
Key figures from the callQ4 2023 results
Saudi National Bank
FY2023 earnings call
Key figures from the call
Summary
AI-generated by Q4- Total assets grew 10%, surpassing SAR 1 trillion, on balanced wholesale and retail financing growth.
- Operating income increased 5% to SAR 35bn.
- Net income grew 8% to over SAR 20bn.
- Market share in retail lending up 90 bps; CASA market share up 150 bps.
Full transcript
Select a sentence or a timestamp to play from that moment.
The first three minutes of Saudi National Bank’s public Q4 2023 earnings call: SNB’s recording, transcribed by Q4. SNB is not a Q4 client. The Arabic transcript is our translation for this demo.
Questions IR teams ask
Yes. The widget and the live transcript work in both Arabic and English, and investors can switch the transcript language during the call.
Yes — that is who this is built for. You paste one line into your website once. After that, each call’s announcement, registration, webcast, recording and presentation appear there without further website changes.
No. The widget is a single embed that sits on a page your provider already hosts, so there is nothing to migrate. If you’d rather not edit the page, use the subdomain option and link to it.
The draft rules ask for the presentation and recording to be published immediately after the call. TODOConfirm the time from end of call to recording live
The data is hosted in Saudi Arabia.
Not yet. They are the CMA’s draft rules, open for consultation until 29 October 2026. We will keep the widget in line with the final rules.



