Terms of Service

These Terms of Service (“Terms”) govern your access to and use of Q4, including our website, dashboard, and related applications (together, the “Service”). By creating an account or otherwise using the Service, you agree to these Terms. If you’re using Q4 on behalf of an organization, you’re confirming you have the authority to bind that organization to these Terms.

Q4 is operated by Q4 Intelligence Company, a limited liability company registered in Riyadh, Saudi Arabia (Commercial Registration No. 1010976680).

You must be at least 18 years old and able to form a legally binding contract to use Q4. You’re responsible for the accuracy of the information you provide, and for keeping your login credentials confidential; change the password you were given when your account was created. Let us know immediately at contact@q4.sa if you believe your account has been accessed without your permission.

Q4 provides research tools for Saudi-listed companies, including financial data, filings, earnings call transcripts and analysis, and AI-assisted research features, delivered through our website and dashboard, through Q4 MCP for AI tools you connect, and through the Q4 Connector desktop app. We may add, change, or remove features as the product evolves.

You agree not to:

• Attempt to reverse engineer, scrape, or bulk-extract data from Q4 beyond normal use of the Service;
• Resell or redistribute Q4’s data, analysis, or AI-generated outputs as a standalone product without our permission;
• Interfere with or attempt to disrupt the security, integrity, or availability of the Service;
• Use Q4 for any unlawful purpose.

Q4 aggregates and presents financial data, filings, and analysis to support research.

Some features in Q4 use third-party AI models (currently from OpenAI, Anthropic, xAI and Moonshot AI) to generate summaries, answers, and analysis from financial data, filings, and earnings calls. Your questions are sent to these providers to produce answers, as described in our Privacy Policy.

Your content is what you provide to Q4: the questions you ask, your chat history, the ratings and comments you give on answers, and your profile picture. The Service does not currently accept uploaded documents for analysis. You retain ownership of your content. You give Q4 the right to store and process it, including by sending your questions to the AI providers described above, in order to provide, secure and improve the Service, as described in our Privacy Policy. You’re responsible for making sure you have the right to share anything you provide, and you shouldn’t include confidential information you aren’t permitted to share with Q4 and its providers.

Q4’s software, design, branding, and the compiled research product are owned by Q4 or its licensors. Underlying public filings, market data, and similar source material remain the property of their original providers. We grant you a limited, non-exclusive, non-transferable right to use the Service for your own research, subject to these Terms.

Q4 draws on data and services from third parties, including Saudi Exchange (Tadawul) filings and disclosures, market data providers, and the AI model providers described above. We don’t control these third parties and aren’t responsible for interruptions, inaccuracies, or changes on their end, though we work to keep the data we surface current and clearly sourced.

Some Q4 features require a paid subscription. Access to the Q4 platform is arranged with Q4 directly, and Q4 MCP is billed through StreamPay. New Q4 MCP accounts may start with a free trial; when it ends, continued access requires a paid subscription. Your card details are handled by the payment processor, not stored by Q4.

We may suspend or terminate access to Q4 for violations of these Terms, suspected misuse, or risk to the Service or other users. You may stop using Q4 at any time and ask us to delete your account by emailing contact@q4.sa.

Q4 is provided “as is” and “as available.” Except as expressly stated in these Terms, we don’t make warranties of any kind, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, or non-infringement.

This section is intended to limit Q4’s liability for damages arising from your use of the Service, to the extent permitted by applicable law.

We may update these Terms as Q4 evolves. If we make material changes, we’ll update the date at the top of this page. Continuing to use Q4 after changes take effect means you accept the updated Terms.

Questions about these Terms? Contact us at contact@q4.sa.