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LEGAL

Terms of Service

Last updated: Draft — pending legal review

These Terms govern your access to and use of Q4.

On this page
01Agreement to the Terms02Eligibility and Accounts03Use of Q404Acceptable Use05Financial Information Disclaimer06AI-Generated Outputs07User Content08Intellectual Property09Third-Party Services10Subscriptions and Billing11Suspension and Termination12Disclaimers13Limitation of Liability14Governing Law15Changes to These Terms16Contact
01Agreement to the Terms02Eligibility and Accounts03Use of Q404Acceptable Use05Financial Information Disclaimer06AI-Generated Outputs07User Content08Intellectual Property09Third-Party Services10Subscriptions and Billing11Suspension and Termination12Disclaimers13Limitation of Liability14Governing Law15Changes to These Terms16Contact

01Agreement to the Terms

These Terms of Service (“Terms”) govern your access to and use of Q4, including our website, dashboard, and related applications (together, the “Service”). By creating an account or otherwise using the Service, you agree to these Terms. If you’re using Q4 on behalf of an organization, you’re confirming you have the authority to bind that organization to these Terms.

Q4 is operated by Q4 Intelligence Company, a limited liability company registered in Riyadh, Saudi Arabia (Commercial Registration No. 1010976680).

02Eligibility and Accounts

You must be able to form a legally binding contract to use Q4. You’re responsible for the accuracy of the information you provide when creating an account, and for keeping your login credentials confidential. Let us know immediately if you believe your account has been accessed without your permission.

Needs legal review

Minimum age and any organization-specific eligibility requirements have not been finalized — needs legal review before publishing.

03Use of Q4

Q4 provides research tools for Saudi-listed companies, including financial data, filings, earnings call transcripts and analysis, and AI-assisted research features, delivered through our website and dashboard. We may add, change, or remove features as the product evolves.

04Acceptable Use

You agree not to:

  • Attempt to reverse engineer, scrape, or bulk-extract data from Q4 beyond normal use of the Service;
  • Resell or redistribute Q4’s data, analysis, or AI-generated outputs as a standalone product without our permission;
  • Interfere with or attempt to disrupt the security, integrity, or availability of the Service;
  • Use Q4 for any unlawful purpose.

05Financial Information and Research Disclaimer

Q4 aggregates and presents financial data, filings, and analysis to support research.

Nothing on Q4 is investment advice, and Q4 is not a broker, dealer, or investment adviser. Financial information may be delayed, incomplete, or contain errors introduced by source providers or by our own processing. You should independently verify any information before relying on it for a financial, investment, or business decision.

06AI-Generated Outputs

Some features in Q4 use third-party AI models — currently including providers such as OpenAI and Anthropic — to generate summaries, answers, and analysis from financial data, filings, and documents.

AI-generated content is a research aid, not a guarantee of accuracy or completeness. It may misstate facts, omit context, or reflect limitations in the underlying data or model. Treat AI outputs as a starting point for your own research, not a final answer.

07User Content / Uploaded Materials

Some parts of Q4 let you upload or provide your own materials — for example, documents related to a company you’re researching. You retain ownership of what you upload. By uploading content, you give Q4 the right to store, process, and display it back to you as part of the Service. You’re responsible for making sure you have the right to upload anything you provide.

Needs legal review

Whether uploaded content is ever used beyond returning it to the uploading user (for example, for product improvement) has not been finalized — needs legal review before publishing.

08Intellectual Property

Q4’s software, design, branding, and the compiled research product are owned by Q4 or its licensors. Underlying public filings, market data, and similar source material remain the property of their original providers. We grant you a limited, non-exclusive, non-transferable right to use the Service for your own research, subject to these Terms.

09Third-Party Services and Data Sources

Q4 draws on data and services from third parties, including Saudi Exchange (Tadawul) filings and disclosures, market data providers, and the AI model providers described above. We don’t control these third parties and aren’t responsible for interruptions, inaccuracies, or changes on their end, though we work to keep the data we surface current and clearly sourced.

10Subscriptions / Billing

Some Q4 features require a paid subscription, billed through a third-party payment processor.

Needs legal review

Exact pricing, billing cycles, renewal, refund, and cancellation terms have not been finalized here — needs product and legal review before publishing.

11Suspension and Termination

We may suspend or terminate access to Q4 for violations of these Terms, suspected misuse, or risk to the Service or other users. You may stop using Q4 at any time.

Needs legal review

Notice requirements and the effect of termination on active billed subscriptions have not been finalized — needs legal review before publishing.

12Disclaimers

Q4 is provided “as is” and “as available.” Except as expressly stated in these Terms, we don’t make warranties of any kind, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, or non-infringement.

13Limitation of Liability

This section is intended to limit Q4’s liability for damages arising from your use of the Service, to the extent permitted by applicable law.

Needs legal review

Exact liability caps and exclusions have not been finalized — needs legal review before publishing.

14Governing Law

Needs legal review

The governing law and jurisdiction for disputes under these Terms have not been finalized — needs legal review before publishing.

15Changes to the Terms

We may update these Terms as Q4 evolves. If we make material changes, we’ll update the date at the top of this page. Continuing to use Q4 after changes take effect means you accept the updated Terms.

16Contact

Questions about these Terms? Contact us at contact@q4.sa.

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